How To Use Your SMSF To Purchase Commercial Property

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self managed super fund

Self-Managed Super Funds and Commercial Loans in Melbourne

Small investors are becoming increasingly aware of the benefits of using their Self-Managed Superannuation Funds (SMSF) and trusts to purchase commercial property, encouraging high-income yields, and lower level of risk than some other asset classes.

We have experience with assisting our customers with processing a range of commercial loans in Melbourne for:

  • Residential properties
  • Offices
  • Factories
  • Warehouses
  • Retail stores
  • Restaurants
  • Rural properties
  • Farms

As more and more Australians are taking personal control of their super to maximise their investment strategies and savings for retirement, the team at Hunter Lending Group are offering commercial loans advice to people throughout Melbourne.

When you establish a SMSF, for instance, you become a trustee of that fund and have greater control over the investment strategy, asset mix, and day-to-day management of the fund. You can minimise the fees of your fund by being careful about the number of transactions you make and you can also take advantage of tax concessions offered to SMSFs.

A major advantage of establishing a SMSF is that you can take advantage of tax breaks when you borrow to buy an investment property and help grow your super for retirement. You can borrow up to 70% of the value of the property’s value to purchase an investment property. If you hold the property until after you retire, and your super goes into the pension phase, you pay no tax on either the capital gains if you sell or the rent if you hang on to your investment. Be careful if you design your investment to be negatively geared however – different rates will most likely apply.

Learn More About Our Commercial Loans in Melbourne

To simplify the process of securing competitively-priced commercial lending, we offer a wealth of experience with our team of professional commercial lending brokers. For the best commercial loans in Melbourne, with a comprehensive and bespoke financial solution to satisfy your business requirements, get in touch with Hunter Lending Group today.

Does your business need to purchase equipment to facilitate the operating process or need to cover operational costs? Do you need a cash injection or are you looking to purchase a retail shop or warehouse? Regardless of your financial requirements, we will assess all viable commercial options across the commercial lending market from over 30 reputable lenders, including Australia’s major banks.

Consult with the Financial Professionals

Build your portfolio with the team of professionals at the Hunter Lending Group. We assess over 30 reputable lenders to bring you low interest rates and customer service excellence. In addition to commercial loans in Melbourne, we also offer comprehensive financial services including debt consolidation, refinancing, and more. Call today for consultation on (03) 9497 4917.

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